Travel insurance: all EF students arrive with coverage

Routine care, such as physicals, check-ups and inoculations, is NOT covered. Students who visit a private doctor when they aren’t feeling well should remind the doctor’s office that routine visits are not covered, and tell them to send Erika a bill explaining why treatment was required.

Prescriptions must be paid for up front by students. Afterwards, students can send in a claim form to Erika for reimbursement. Both the cash register receipt and the medication information label attached to the prescription must be included. Students will be reimbursed for most prescribed medications except for acne, birth control or medication they take for a pre-existing condition. Over the counter medication is not covered.

Dental coverage is provided up to $200 for non-accidental treatment. Wisdom tooth treatment is covered up to $500. Temporary treatment for an injury as a result of an accident is usually covered in full.

Please note that students are covered during all activities that are organized by their local school. Erika Sport allows students to participate in risky sports and activities outside of their school curriculum (i.e., on their own, or with their host family) that would otherwise not be covered should injury occur, including: skiing, alpine sports, lacrosse, wrestling, martial arts, four wheeling, bungee jumping, skydiving, parachuting, white water rafting, jet skiing, snowmobiling, etc.

If your student is going to be participating in any of the above activities, or any organised sports outside of school, please confirm that they do have Erika Sport. For those who don't, encourage them to add this coverage otherwise they will not have coverage for these types of activities.

Students are granted three weeks after their arrival in the UK to pay for the additional Erika Sport. For specific questions, please reach out to Erika or your EF support team.

Erika insurance may cover a round-trip flight in case of death or grave illness of an immediate family member. The policy defines immediate family members as parents, legal guardians and siblings of the exchange student. Grandparents do not fall under the definition of immediate family.

If your student has a family emergency and wishes to return home, contact your RM, EF support staff and the appropriate assistance company listed on your student's insurance card.